Mary Jo Lafaye is a licensed Home Equity Conversion Mortgage (HECM) Specialist with Retirement Funding Solutions. Prior to her current position, Mary Jo accumulated 12 years in the reverse mortgage field, including seven years with Security One Lending and five years with Wells Fargo Home Mortgage. During this time she earned numerous awards, including Wells Fargo Leader’s Club Member with highest customer service scores. She was chosen to train Private Bankers and Wealth Management Advisors on the most effective ways to employ this repayment-deferred line of credit as a retirement planning and cash-flow management tool to create more sustainable income throughout retirement. Mary Jo is well-known as a trusted resource for retirees – she has taught HECM concepts to real estate finance students at the College of San Mateo and to those seeking their SRES designation. She has participated in panel discussions and delivered hundreds of seminars and talks to groups ranging from the Retired Firemen’s Association, Kaiser Permanente, Rotary Club, CPA Discussion Groups, CalCPA, SILVAR, SAMCAR, FPA, MAR, NorBAR, NAPFA, PFAC, Marin County Bar Association and many more. Mary Jo enjoys educating and working with mature homeowners, their families and their trusted advisors to secure long-term sustainable retirement solutions. She is also certified to offer complimentary one and two hour Continuing Education (CE) classes for CFPs, CPAs, and Realtors. Originally from Houston, Texas, Mary Jo has made the West Coast her home for over 25 years. In her spare time, she enjoys cycling, hiking, yoga, cooking, and traveling with her children. She is also conversational in Spanish, having traveled extensively throughout Mexico. Through donations for each funded loan, Mary Jo supports OxFam International (www.oxfam.org/en/donate) and OxFam America (www.oxfamamerica.org/explore/about-oxfam) in their mission to create a just world without poverty; she is proud to serve locally as a board member for www.LilyPadHomes.org.